Terms of Use
Last updated: March 25, 2026
1. Account Eligibility and Responsibility
You are responsible for account credentials, profile accuracy, and all activity performed through your account. Suspicious or abusive behavior may result in temporary or permanent access restrictions.
2. Transaction Processing
Service delivery depends on provider availability and network conditions. vTopUp processes eligible requests, provides status feedback, and handles failure cases according to operational policy.
3. Wallet and Funding
Wallet funding and transaction charges are displayed before confirmation where applicable. Deposit fees, if configured, are disclosed at the point of funding initiation.
4. Service Availability and Maintenance
Services may be disabled or limited for maintenance, compliance, fraud control, or provider outage. Maintenance notices may be shown in-app and on operational dashboards.
5. Prohibited Use
You must not use the platform for fraud, abuse, unauthorized automation, money laundering, or any activity that violates applicable law or third-party provider terms.
6. Limitation of Liability
To the extent permitted by law, vTopUp is not liable for indirect losses arising from external provider failures, third-party service outages, or circumstances beyond reasonable control.
7. Changes to Terms
We may update these terms as the platform evolves. Continued usage after updates indicates acceptance.
8. Contact
Questions about these terms can be sent to support@vtopup.ng.